Know Your Rights
State and Federal Disclosures
The Rights Consumers Have Under the Law
We are required under state and federal law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector.
Federal and state law prohibit certain methods of debt collection, and require that we treat you fairly. If you have a complaint about the way we are collecting your debt, please visit our website at www.hannajarbo.com or contact the FTC online at www.ftc.gov: by phone at 1-877-FTC-HELP, or by mail at 600 Pennsylvania Ave., NW, Washington DC 20580. If you want information about your rights when you are contacted by a debt collector, please contact the FTC online at www.ftc.gov.
Consumers may request orally or in writing details regarding any debt being collected by TSI, including an itemization of the principal balance owed, including an itemization of all fees, interest, and any other amount charged to the account.
For the complete text of the federal Fair Debt Collection Practices Act, please visit the FTC website at http://www.ftc.gov.